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Deregulation Of The Electric Utility Industry
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7 pages in length. The time for electric utility deregulation has arrived. Welcomed after decades of tight monopoly, businesses and residential consumers alike are looking forward to the opportunity of choosing their own utility provider and enjoying decreased rates. There are drawbacks to the plan, however, as there usually are with most two-sided situations. The writer addresses the proposed deregulation and discusses how it will impact the public. Extensive bibliography included.
Filename: Dregu.wps

DERIVATIVE AND IMPROPER ACCOUNTANT PRACTICES IN BUSINESSES
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This 13-page paper is an explanation of derivatives and their use in trading. Derivatives are explained through the Enron and WorldCom accounting scandals as well. Bibliography lists 8 sources.
Filename: MTderimp.rtf

Developments in Third World Countries
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A 3 page research paper that examines how activism in the developed countries may eventually result in improvements within undeveloped third world countries. Bibliography lists 3 sources.
Filename: 993rdwor.rtf

Dick Grasso And The New York Stock Exchange
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A 18 page paper. Beginning as a clerk at the NYSE more than 36 years ago, Dick Grasso worked his way up to become Charmin and CEO of the NYSE. He led the NYSE to outstanding performance during his tenure. Some of his many accomplishments are reported. The compensation negotiations in 2003 resulted in a $190 million package, which caused an immediate heated controversy. This essay reports the events leading up to and subsequent to the furor involving Grasso's compensation. The writer explains how the amount was calculated and why it reached such a high total. The essay reports the board's decision to ask for Grasso's resignation, proving a timeline from May to September 2003. The issues surrounding the case are discussed as is where the case is at this writing. Bibliography lists 9 sources.
Filename: PGgrass.rtf

Differences Between Fiscal Policy and Monetary Policy
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This 3 page report briefly discusses the relationships that exist between fiscal policy and monetary policy. It is easy to confuse the concepts of monetary policy and fiscal policy since both deal with the necessary economic realities of any public entity or organization. However, the fact remains that each serves a unique role in the overall establishment of an entity’s economic foundation. Bibliography lists one source.
Filename: BWfismon.wps

Dilemmas of the High-Tech Labor Market
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An 11 page paper discussing the problems organizations face in filling their high tech labor needs. Unemployment in the late 1990s has reached its lowest point in 28 years. It is difficult for any employer to find the right people to fill openings, but some observers claim that the shortage most greatly felt in the high tech industries even threaten continued local economic growth. Most organizations have Year 2000 concerns, but hiring for that reason represents only a small portion of current openings. Instead, more than half of all high tech openings have resulted from company growth, and more than half of those are in applications programming. The face of corporate operation is in flux and moving toward greater electronic dependency; corporate America has all it can do to keep up. Two charts. Bibliography lists 13 sources.
Filename: HTechLab.wps

Dirty Rotten Numbers – Article Review
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A 5 page synopsis of Andy Serwer's article of this title in Fortune Magazine. Serwer begins with an analogy to a scene in Charlotte's Web where the rat eats the garbage and thinks it is a feast but Americans can no longer digest the garbage being handed out in corporate financial reports. This essay captures Sewer's main points, including the Enron debacle being the catalyst for closer analysis of corporate financial reports. This essay ends with three questions accountants need to ask themselves. Bibliography lists 2 sources.
Filename: PGdrtrt.rtf

Disabled Persons And Social Security Disability Income
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This 7 page paper begins with comments about the protection for disabled persons under the ADA and asks what about those who are not capable of working? The paper explains and discusses the SSDI claim process, the length of time, the documents needed, and provides information and tips for filing a claim. Bibliography lists 10 sources.
Filename: PGssdi.rtf

Disaster Bonds
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A 5 page paper that discusses the pros and cons of utilizing disaster bonds for insurers to provide a financial base in case of catastrophic disasters. In light of recent legislation in California requiring insurers to provide earthquake coverage, many companies are beginning to offer these bonds as a way to raise funds. Bibliography lists 4 sources.
Filename: Disabond.wps

Discrimination in the Mortgage Industry: The Root of Economic Inequality Between The Poor and Middle Classes
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A 5 page overview of the many discrepancies in the mortgage industry. Contends that there is blatant discrimination on the basis of race and income. Points out that home ownership is critical to economic mobility and suggests mechanisms for increasing home ownership among the nation's poor and thus improving their economic mobility. Bibliography lists 5 sources.
Filename: PPhousDs.wps

Disparities in Nursing Wages: An Argument for Equal Wages for LPNs and RNs
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An 8 page argument that LPNs deserve comparable wages to RNs. The thesis is supported that by nature of their increased time on the floor, LPNs have developed equivalent or superior skills and knowledge to RNs and, consequently, deserve the same wage.
Filename: PPnrsLPN.rtf

Diversity in Labor:
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This 7 page paper examines the diversity in the labor force, specifically examining such issues as race, ethnicity, language and religion. Furthermore, this paper explores the impact that diversity has on labor market in general. Bibliography lists 6 sources.
Filename: GSDivLab.rtf

DIVIDEND POLICY
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This 5 page paper discusses dividend policy and how it pertains to value of the firm. The thesis is that dividend policy has no impact on firm valuation, and this paper supports the theory. Bibliography lists 3 sources.
Filename: MTdivpol.rtf

Does an Economic Crisis Hurt the Entertainment and Sports Industries?
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In twenty pages this paper examines the effects of an ailing economy on the entertainment and sports industries in a consideration of venues (suite sales and booking shows), touring shows (Britney Spears’ 2009 Circus concert tour, Coldplay’s 2008-2009 concert tour, Smucker’s Stars on Ice, professional sports, ticket holders, club seats, and premium seats (i.e., new Dallas Cowboys’ stadium). Twelve sources are listed in the bibliography. TGspentec.rtf
Filename: TGspentec.rtf