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ELECTRONIC PAYMENT SYSTEMS
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This 6-page paper discusses electronic payment systems, how they came about, what they are, how they're used, and their future. Bibliography lists 8 sources.
Filename: MTespana.rtf

Energy Crisis
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An 8 page paper. We have a serious energy crisis that few seem to be acknowledging. Leeb and Strathy, however, say we are on the edge of the most serious crisis ever. Beginning with the comments of these authors, this essay compares two economic energy policies, CARE from the 1970s and the Energy Policy Act of 2005 in term so which had greater impact. The essay then briefly describes some alternative energy approaches. Bibliography lists 5 sources.
Filename: PGlbeng.RTF

Enron Analysis
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This 10 page paper has three parts. The first section reports the history of Enron from 1985, when it was founded, to 1990. The second section reports the history of Enron from 1990. The writer discusses some of the major issues that caused the company's collapse. In the last section, the writer comments on the lessons for managers and executives. Bibliography lists 13 sources.
Filename: PGenrn6.rtf

ENRON, WORLDCOM AND ACCOUNTING IRREGULARITIES
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This 80-page paper goes into detailed discussion about the accounting problems that launched the bankruptcy of Enron Corp. and WorldCom, and the legislation passed to try to prevent the same thing from happening in the future. The paper also discusses overall accounting irregularities and how the system should be overhauled to prevent these in the future.
Filename: MTenwoac.rtf

Enron, WorldCom And Others
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A 8 page paper that addresses different topics beginning with the fraudulent accounting tactics of Enron and WorldCom. The writer also comments on United Airline's bankruptcy and how United has used this to their advantage. The writer also comments on: would it be better for United Airlines to liquidate, whether bankruptcy laws favor companies or individuals and suggestions for accountants in terms of detecting fraudulent financial accounting practices. Bibliography lists 10 sources.
Filename: PGenwlu.rtf

Entrepreneurs Old and New
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5 pages. Compares the ways that the richest people of the past made their millions to that of the wealthiest people of today. The difference is rather surprising, and this interesting paper tells how the wealthiest people of today are able to do so. Bibliography lists 5 sources.
Filename: JGAastor.wps

Environmental Scanning:
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This 3 page paper examines the importance and functions of environmental scanning. Additionally, this paper highlights the benefits of scanning to an organization and some of the methods by which this is accomplished. Bibliography lists 4 sources.
Filename: GSEnvscn.rtf

Establishing a Credit Bureau in Bahrain:
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This 20 page paper highlights the importance of a credit bureau within an economy and specifically examines the potential benefits to the Kingdom of Bahrain. This paper outlines a proposed means of establishing such a credit union. Bibliography lists 15 sources.
Filename: GSBahran.rtf

Establishing a Price for MRI Use
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A 5 page paper establishing a per-use price to charge the customers of an MRI clinic. The cost of use over the machine's five year useful life is $115, but Medicare will pay $650. The paper recommends charging what Medicare will pay. Bibliography lists 4 sources.
Filename: KSacctMRIuse.rtf

Estate Planning
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This 16 page paper provides a comprehensive overview of estate planning. Reasons for estate planning are outlined along with the benefits of such planning. One study found that at least 70 percent of Americans die without even a will. The writer comments on misconceptions regarding estate planning and explains how such planning helps heirs even when there is a very small estate. The writer discuses the integration of asset protection and estate planning. The steps one takes to build a plan are describes, such as reviewing the current situation. Numerous tools for estate planning are explained, such as wills, trusts, gifts and others. Many of the common mistakes made in estate planning are reviewed, such as not updating the plan when life events change the situation. The writer also comments on legal issues of estate planning. Bibliography lists 12 sources.
Filename: PGespln.rtf

Estimating the Dynamics of Mutual Fund Alphas and Betas
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A 30 page paper discussing influence of alpha and beta relative to mutual funds. The approach of this paper is conceptual rather than practical or mathematical. It reviews current and historic literature and components necessary to producing alpha. Among these are the efficient markets hypothesis, alpha, beta and the capital asset pricing model. In terms of estimating the dynamics between alpha and beta, despite the drive to generate, sustain and revel in alpha, it can be cautiously predicted with beta and the CAPM. Bibliography lists 50 sources.
Filename: KSstkAlpBeta.rtf

ETHICS AND THE AUDITOR
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This 7 page paper discusses ethics and auditors, based on philosophies including utilitarianism, Kantianism, relativism, altruism and others. Bibliography lists 5 sources.
Filename: MTauethbe.rtf

Ethics In Accounting And Financial Decision-Making
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3 pages in length. Joseph Eby Ruin's New Strait Times article entitled "Importance of Business Ethics" shoots right to the core issue in today's commerce where the often-absent component of ethical consideration serves to create unnecessary problems and compromised character. Ruin (1997) openly charges today's business community with shirking the inherent responsibility of upholding ethical guidelines not because industries are mandated to do so but rather out of an intrinsic desire to do the right thing. Bibliography lists 4 sources.
Filename: TLCEthicsAcc.rtf

Europe and the Cattle Disaster
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A 5 page paper which examines the current event of the cattle disaster in Europe. Bibliography lists 5 sources.
Filename: RAcattle.rtf